Tailored consulting that simplifies mortgage prep, from first-time homebuyers to seasoned investors.

Our services

Specialty & Non-Standard Mortgage Loan Consult

Designed for buyers who don’t fit the “traditional borrower box” and need guidance on unique financing options. We provide tailored consulting for individuals who may be self-employed,  have complex income sources, or are considering alternative loan programs.

In this session, we will:

  • Review your specific financial profile and challenges (self-employment, recent credit issues, investment property goals, etc.).

  • Explore non-traditional loan products such as:

    • Bank statement loans

    • DSCR (Debt Service Coverage Ration) Investment Loans

    • Non-QM (Non-Qualified Mortgage) loans

    • Jumbo and portfolio loans

  • Compare pros, cons, and costs versus standard loan options.

  • Provide a customized action plan to prepare for lender requirements.

Deliverable: A tailored Specialty Loan Readiness Report showing viable non-standard lending pathways, including what you’ll need to qualify and the potential long-term impact on your finances.

Initial Homebuyer Consultation and Mortgage Readiness Plan

This one-on-one session is designed to prepare first-time buyers for a smooth mortgage approval and home purchase process.

During the consultation, we will:

  • Review your credit profile and financial readiness

  • Discuss budgeting, debt-to-income (DTI) ratios, and what lenders look for

  • Explain the top loan programs available for first-time home buyers.

  • Provide a personalized readiness checklist to improve approval chances.

  • Answer your questions about the mortgage process from application to closing.

Deliverable: You will walk away with a customized readiness plan, giving your confidence and clarity on your next steps toward homeownership.

Loan Product Matching & Comparison

This package is designed to help you identify the loan programs that best fit your financial profile and homeownership goals.

Using your credit, income, and financial details, we:

  • Analyze your eligibility across common loan types (Conventional, FHA, VA, USDA, and state-specific programs).

  • Compare interest rate ranges, down payment requirements, mortgage insurance costs, and closing costs.

  • Highlight total cost of ownership over time (not just monthly payments).

  • Provide a side-by-side loan comparison report tailored to your situation.

  • Recommend next steps to strengthen your loan application for your top choices.

Deliverable: A customized Loan Product Comparison Report that clearly outlines your best loan options - giving you confidence in choosing the product that save you money and gets you to the closing table faster.

Premium Support from Contract to Close

We will provide you with personalized guidance through every step of your home buying journey, from signing the contract to closing day. We help you navigate loan options, documents, and timelines, giving you confidence and clarity so you’re fully prepared for a smooth, successful closing.

  • Ongoing support for up to 90 days

  • Document organization for lender submission

  • Multiple check-ins & updates as your situation changes

  • Realtor / partner introductions (if requested)

  • Step-by-step home buying roadmap - a clear outline of what needs to be done from contract to closing.

  • Document review guidance

  • Loan product advice

  • Timeline and Milestone Tracking

  • Personalized Q&A Support

  • Closing Preparation Checklist

Deliverable: Personalized support with a confident path to closing day.

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